B
Citizens Bank
Rating Date
March 2024
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 6.70
Stability Index 10.00
Company Info Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 893
Phone Number (615) 735-1490
Website www.citzcar.com
Asset Quality Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.69%
5-Year Asset Growth 5.90%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.86%
Non-Performing Loans to Loans 0.19%
Balance Sheet Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 760.89M
Total Deposits 652.02M
Capital and Reserves Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 104.14M
Leverage Ratio 18.46
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 35.65%
Liquidity Ratio 45.10%
Profitability Citizens Bank
Carthage, TN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.21%
Net Income 12.48M
Net Interest Spread 3.05%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 35.16%
Return on Assets 1.71%
Return on Equity 13.43%
Weiss Ratings