| Weiss Ratings |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 893 | |||
| Phone Number | (615) 735-1490 | |||
| Website | www.citzcar.com | |||
| Asset Quality |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.58% | |||
| 5-Year Asset Growth | 3.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 834.39M | |||
| Total Deposits | 724.41M | |||
| Capital and Reserves |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 104.33M | |||
| Leverage Ratio | 15.89 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 37.97% | |||
| Liquidity Ratio | 45.26% | |||
| Profitability |
Citizens Bank
Carthage, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.91% | |||
| Net Income | 4.23M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 2.48% | |||
| Overhead Efficiency Ratio | 28.32% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 15.60% | |||