B
Citizens Bank
Rating Date
August 2024
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank
Carthage, TN
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 7.10
Stability Index 7.00
Company Info Citizens Bank
Carthage, TN
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FDIC Number 893
Phone Number (615) 735-1490
Website www.citzcar.com
Asset Quality Citizens Bank
Carthage, TN
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1-Year Asset Growth 7.50%
5-Year Asset Growth 5.90%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.85%
Non-Performing Loans to Loans 0.28%
Balance Sheet Citizens Bank
Carthage, TN
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Total Assets 788.19M
Total Deposits 686.42M
Capital and Reserves Citizens Bank
Carthage, TN
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Capital 96.89M
Leverage Ratio 16.92
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity Citizens Bank
Carthage, TN
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Hot Money Ratio 36.88%
Liquidity Ratio 43.52%
Profitability Citizens Bank
Carthage, TN
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5-Year Return on Average Assets 2.10%
Net Income 5.76M
Net Interest Spread 2.84%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 34.89%
Return on Assets 1.50%
Return on Equity 11.83%
Weiss Ratings