| Weiss Ratings |
Merchants Bank
Rugby, ND |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 6.20 | |||
| Company Info |
Merchants Bank
Rugby, ND |
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| FDIC Number | 8943 | |||
| Phone Number | (701) 776-5811 | |||
| Website | www.merchantsbankrugby.com | |||
| Asset Quality |
Merchants Bank
Rugby, ND |
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| 1-Year Asset Growth | 0.56% | |||
| 5-Year Asset Growth | 9.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 7.91% | |||
| Non-Performing Loans to Loans | 1.11% | |||
| Balance Sheet |
Merchants Bank
Rugby, ND |
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| Total Assets | 248.79M | |||
| Total Deposits | 212.53M | |||
| Capital and Reserves |
Merchants Bank
Rugby, ND |
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| Capital | 24.94M | |||
| Leverage Ratio | 10.24 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | 13.76 | |||
| Liquidity |
Merchants Bank
Rugby, ND |
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| Hot Money Ratio | 26.12% | |||
| Liquidity Ratio | 1.39% | |||
| Profitability |
Merchants Bank
Rugby, ND |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 2.82M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 49.09% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 16.00% | |||