| Weiss Ratings |
The Gerber State Bank
Argenta, IL |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 5.60 | |||
| Company Info |
The Gerber State Bank
Argenta, IL |
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| FDIC Number | 899 | |||
| Phone Number | (217) 795-2331 | |||
| Website | www.gerberstatebank.com | |||
| Asset Quality |
The Gerber State Bank
Argenta, IL |
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| 1-Year Asset Growth | 16.03% | |||
| 5-Year Asset Growth | 2.62% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 4.60% | |||
| Non-Performing Loans to Loans | 1.15% | |||
| Balance Sheet |
The Gerber State Bank
Argenta, IL |
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| Total Assets | 100.82M | |||
| Total Deposits | 78.06M | |||
| Capital and Reserves |
The Gerber State Bank
Argenta, IL |
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| Capital | 9.95M | |||
| Leverage Ratio | 12.31 | |||
| Loan Loss Reserves to Loans | 1.53% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Gerber State Bank
Argenta, IL |
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| Hot Money Ratio | 20.45% | |||
| Liquidity Ratio | 17.32% | |||
| Profitability |
The Gerber State Bank
Argenta, IL |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 573.00K | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 64.34% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 11.47% | |||