| Weiss Ratings |
The Gerber State Bank
Argenta, IL |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 5.40 | |||
| Company Info |
The Gerber State Bank
Argenta, IL |
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| FDIC Number | 899 | |||
| Phone Number | (217) 795-2331 | |||
| Website | www.gerberstatebank.com | |||
| Asset Quality |
The Gerber State Bank
Argenta, IL |
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| 1-Year Asset Growth | -0.96% | |||
| 5-Year Asset Growth | 3.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 10.78% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
The Gerber State Bank
Argenta, IL |
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| Total Assets | 89.20M | |||
| Total Deposits | 80.04M | |||
| Capital and Reserves |
The Gerber State Bank
Argenta, IL |
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| Capital | 7.87M | |||
| Leverage Ratio | 12.96 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Risk-Based Capital Ratio | 23.43 | |||
| Liquidity |
The Gerber State Bank
Argenta, IL |
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| Hot Money Ratio | 13.29% | |||
| Liquidity Ratio | 31.64% | |||
| Profitability |
The Gerber State Bank
Argenta, IL |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 129.00K | |||
| Net Interest Spread | 3.04% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 75.24% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 6.67% | |||