B
The Gerber State Bank
Argenta,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Gerber State Bank
Argenta, IL
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 4.30
Stability Index 5.60
Company Info The Gerber State Bank
Argenta, IL
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FDIC Number 899
Phone Number (217) 795-2331
Website www.gerberstatebank.com
Asset Quality The Gerber State Bank
Argenta, IL
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1-Year Asset Growth 16.03%
5-Year Asset Growth 2.62%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 4.60%
Non-Performing Loans to Loans 1.15%
Balance Sheet The Gerber State Bank
Argenta, IL
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Total Assets 100.82M
Total Deposits 78.06M
Capital and Reserves The Gerber State Bank
Argenta, IL
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Capital 9.95M
Leverage Ratio 12.31
Loan Loss Reserves to Loans 1.53%
Risk-Based Capital Ratio --
Liquidity The Gerber State Bank
Argenta, IL
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Hot Money Ratio 20.45%
Liquidity Ratio 17.32%
Profitability The Gerber State Bank
Argenta, IL
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5-Year Return on Average Assets 0.86%
Net Income 573.00K
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 64.34%
Return on Assets 1.11%
Return on Equity 11.47%