C
Commercial Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 2.40
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 3.80
Stability Index 2.80
Company Info Commercial Bank & Trust Company
Monticello, AR
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FDIC Number 90
Phone Number (870) 367-6221
Website www.commercial-bank.net
Asset Quality Commercial Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 1.22%
5-Year Asset Growth 14.97%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 3.26%
Non-Performing Loans to Capital 23.99%
Non-Performing Loans to Loans 4.95%
Balance Sheet Commercial Bank & Trust Company
Monticello, AR
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Total Assets 366.41M
Total Deposits 335.95M
Capital and Reserves Commercial Bank & Trust Company
Monticello, AR
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Capital 21.22M
Leverage Ratio 10.99
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity Commercial Bank & Trust Company
Monticello, AR
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Hot Money Ratio 36.21%
Liquidity Ratio 5.43%
Profitability Commercial Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.34%
Net Income 1.22M
Net Interest Spread 2.63%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 70.51%
Return on Assets 0.66%
Return on Equity 12.30%