C
Commercial Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 2.30
Capitalization Index 9.90
Liquidity Index 1.90
Profitability Index 3.70
Stability Index 3.10
Company Info Commercial Bank & Trust Company
Monticello, AR
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FDIC Number 90
Phone Number (870) 367-6221
Website www.commercial-bank.net
Asset Quality Commercial Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 4.15%
5-Year Asset Growth 11.22%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 3.38%
Non-Performing Loans to Capital 25.77%
Non-Performing Loans to Loans 5.04%
Balance Sheet Commercial Bank & Trust Company
Monticello, AR
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Total Assets 375.07M
Total Deposits 339.07M
Capital and Reserves Commercial Bank & Trust Company
Monticello, AR
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Capital 24.84M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity Commercial Bank & Trust Company
Monticello, AR
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Hot Money Ratio 35.50%
Liquidity Ratio 3.31%
Profitability Commercial Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.34%
Net Income 2.61M
Net Interest Spread 2.77%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 70.16%
Return on Assets 0.71%
Return on Equity 12.05%