C
Commercial Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 0.80
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 3.20
Stability Index 2.90
Company Info Commercial Bank & Trust Company
Monticello, AR
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FDIC Number 90
Phone Number (870) 367-6221
Website www.commercial-bank.net
Asset Quality Commercial Bank & Trust Company
Monticello, AR
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1-Year Asset Growth -0.64%
5-Year Asset Growth 11.22%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 4.56%
Non-Performing Loans to Capital 32.80%
Non-Performing Loans to Loans 6.54%
Balance Sheet Commercial Bank & Trust Company
Monticello, AR
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Total Assets 364.05M
Total Deposits 335.99M
Capital and Reserves Commercial Bank & Trust Company
Monticello, AR
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Capital 25.98M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio --
Liquidity Commercial Bank & Trust Company
Monticello, AR
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Hot Money Ratio 36.80%
Liquidity Ratio 2.55%
Profitability Commercial Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.24%
Net Income 1.28M
Net Interest Spread 2.99%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 66.47%
Return on Assets 0.69%
Return on Equity 10.17%