Home Loan State Bank
| Weiss Ratings |
Home Loan State Bank
Grand Junction, CO |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 3.00 | |||
| Company Info |
Home Loan State Bank
Grand Junction, CO |
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| FDIC Number | 90040 | |||
| Phone Number | (970) 243-6600 | |||
| Website | www.hlsb.com | |||
| Asset Quality |
Home Loan State Bank
Grand Junction, CO |
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| 1-Year Asset Growth | 16.69% | |||
| 5-Year Asset Growth | 5.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 2.82% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
Home Loan State Bank
Grand Junction, CO |
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| Total Assets | 235.28M | |||
| Total Deposits | 215.86M | |||
| Capital and Reserves |
Home Loan State Bank
Grand Junction, CO |
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| Capital | 16.14M | |||
| Leverage Ratio | 7.95 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 18.23 | |||
| Liquidity |
Home Loan State Bank
Grand Junction, CO |
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| Hot Money Ratio | 4.70% | |||
| Liquidity Ratio | 28.75% | |||
| Profitability |
Home Loan State Bank
Grand Junction, CO |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 1.09M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 65.59% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 13.68% | |||