Home Loan State Bank
| Weiss Ratings |
Home Loan State Bank
Grand Junction, CO |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 3.60 | |||
| Company Info |
Home Loan State Bank
Grand Junction, CO |
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| FDIC Number | 90040 | |||
| Phone Number | (970) 243-6600 | |||
| Website | www.hlsb.com | |||
| Asset Quality |
Home Loan State Bank
Grand Junction, CO |
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| 1-Year Asset Growth | 2.40% | |||
| 5-Year Asset Growth | 10.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.74% | |||
| Non-Performing Loans to Capital | 25.80% | |||
| Non-Performing Loans to Loans | 6.54% | |||
| Balance Sheet |
Home Loan State Bank
Grand Junction, CO |
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| Total Assets | 201.47M | |||
| Total Deposits | 186.65M | |||
| Capital and Reserves |
Home Loan State Bank
Grand Junction, CO |
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| Capital | 11.92M | |||
| Leverage Ratio | 8.29 | |||
| Loan Loss Reserves to Loans | 1.89% | |||
| Risk-Based Capital Ratio | 16.58 | |||
| Liquidity |
Home Loan State Bank
Grand Junction, CO |
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| Hot Money Ratio | 3.82% | |||
| Liquidity Ratio | 24.03% | |||
| Profitability |
Home Loan State Bank
Grand Junction, CO |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 535.00K | |||
| Net Interest Spread | 3.15% | |||
| Operating Profit to Average Assets | 0.20% | |||
| Overhead Efficiency Ratio | 80.78% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 4.33% | |||