| Weiss Ratings |
First State Bank of Roscoe
Roscoe, SD |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 9.20 | |||
| Company Info |
First State Bank of Roscoe
Roscoe, SD |
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| FDIC Number | 9005 | |||
| Phone Number | (605) 287-4451 | |||
| Website | www.fsbroscoe.com | |||
| Asset Quality |
First State Bank of Roscoe
Roscoe, SD |
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| 1-Year Asset Growth | 6.44% | |||
| 5-Year Asset Growth | 2.92% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.23% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
First State Bank of Roscoe
Roscoe, SD |
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| Total Assets | 147.48M | |||
| Total Deposits | 125.77M | |||
| Capital and Reserves |
First State Bank of Roscoe
Roscoe, SD |
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| Capital | 20.48M | |||
| Leverage Ratio | 13.84 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 25.05 | |||
| Liquidity |
First State Bank of Roscoe
Roscoe, SD |
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| Hot Money Ratio | 29.40% | |||
| Liquidity Ratio | 44.41% | |||
| Profitability |
First State Bank of Roscoe
Roscoe, SD |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 1.22M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 49.36% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 12.03% | |||