B
First State Bank of Roscoe
RoscoeSD
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Roscoe
Roscoe, SD
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 7.60
Stability Index 7.00
Company Info First State Bank of Roscoe
Roscoe, SD
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FDIC Number 9005
Phone Number (605) 287-4451
Website www.fsbroscoe.com
Asset Quality First State Bank of Roscoe
Roscoe, SD
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1-Year Asset Growth 3.00%
5-Year Asset Growth 2.47%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 1.12%
Balance Sheet First State Bank of Roscoe
Roscoe, SD
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Total Assets 139.13M
Total Deposits 118.24M
Capital and Reserves First State Bank of Roscoe
Roscoe, SD
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Capital 19.51M
Leverage Ratio 14.07
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 25.57
Liquidity First State Bank of Roscoe
Roscoe, SD
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Hot Money Ratio 28.96%
Liquidity Ratio 42.49%
Profitability First State Bank of Roscoe
Roscoe, SD
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5-Year Return on Average Assets 1.40%
Net Income 1.88M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 44.08%
Return on Assets 1.80%
Return on Equity 13.23%