| Weiss Ratings |
Heartland State Bank
Redfield, SD |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Heartland State Bank
Redfield, SD |
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| FDIC Number | 9007 | |||
| Phone Number | (605) 475-5500 | |||
| Website | www.hsbsd.com | |||
| Asset Quality |
Heartland State Bank
Redfield, SD |
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| 1-Year Asset Growth | 4.11% | |||
| 5-Year Asset Growth | 11.74% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.44% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Heartland State Bank
Redfield, SD |
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| Total Assets | 154.03M | |||
| Total Deposits | 135.07M | |||
| Capital and Reserves |
Heartland State Bank
Redfield, SD |
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| Capital | 14.39M | |||
| Leverage Ratio | 9.93 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Risk-Based Capital Ratio | 11.41 | |||
| Liquidity |
Heartland State Bank
Redfield, SD |
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| Hot Money Ratio | 18.52% | |||
| Liquidity Ratio | 9.91% | |||
| Profitability |
Heartland State Bank
Redfield, SD |
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| 5-Year Return on Average Assets | 2.02% | |||
| Net Income | 1.88M | |||
| Net Interest Spread | 5.18% | |||
| Operating Profit to Average Assets | 2.58% | |||
| Overhead Efficiency Ratio | 53.60% | |||
| Return on Assets | 2.45% | |||
| Return on Equity | 26.63% | |||