| Weiss Ratings |
Adams Community Bank
Adams, MA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 6.50 | |||
| Company Info |
Adams Community Bank
Adams, MA |
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| FDIC Number | 90140 | |||
| Phone Number | (413) 743-0001 | |||
| Website | www.adamscommunity.com | |||
| Asset Quality |
Adams Community Bank
Adams, MA |
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| 1-Year Asset Growth | 1.20% | |||
| 5-Year Asset Growth | 12.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.86% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Adams Community Bank
Adams, MA |
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| Total Assets | 1.03B | |||
| Total Deposits | 825.16M | |||
| Capital and Reserves |
Adams Community Bank
Adams, MA |
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| Capital | 102.43M | |||
| Leverage Ratio | 9.70 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Risk-Based Capital Ratio | 16.50 | |||
| Liquidity |
Adams Community Bank
Adams, MA |
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| Hot Money Ratio | 18.77% | |||
| Liquidity Ratio | 10.19% | |||
| Profitability |
Adams Community Bank
Adams, MA |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 4.00M | |||
| Net Interest Spread | 2.49% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 74.37% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 5.38% | |||