C
Adams Community Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Adams Community Bank
Pittsfield, MA
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Rating C
Asset Quality Index 8.70
Capitalization Index 9.00
Liquidity Index 1.60
Profitability Index 2.90
Stability Index 7.50
Company Info Adams Community Bank
Pittsfield, MA
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FDIC Number 90140
Phone Number (413) 743-0001
Website www.adamscommunity.com
Asset Quality Adams Community Bank
Pittsfield, MA
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1-Year Asset Growth -3.57%
5-Year Asset Growth 8.37%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.00%
Non-Performing Loans to Loans 0.40%
Balance Sheet Adams Community Bank
Pittsfield, MA
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Total Assets 1.01B
Total Deposits 822.62M
Capital and Reserves Adams Community Bank
Pittsfield, MA
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Capital 108.24M
Leverage Ratio 10.34
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio 17.16
Liquidity Adams Community Bank
Pittsfield, MA
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Hot Money Ratio 15.35%
Liquidity Ratio 11.75%
Profitability Adams Community Bank
Pittsfield, MA
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5-Year Return on Average Assets 0.48%
Net Income 2.48M
Net Interest Spread 2.67%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 76.71%
Return on Assets 0.48%
Return on Equity 4.64%