| Weiss Ratings |
East Cambridge Savings Bank
Cambridge, MA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
East Cambridge Savings Bank
Cambridge, MA |
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| FDIC Number | 90173 | |||
| Phone Number | (617) 354-7700 | |||
| Website | www.ecsb.com | |||
| Asset Quality |
East Cambridge Savings Bank
Cambridge, MA |
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| 1-Year Asset Growth | 3.50% | |||
| 5-Year Asset Growth | 7.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.62% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
East Cambridge Savings Bank
Cambridge, MA |
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| Total Assets | 1.66B | |||
| Total Deposits | 1.34B | |||
| Capital and Reserves |
East Cambridge Savings Bank
Cambridge, MA |
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| Capital | 156.31M | |||
| Leverage Ratio | 9.69 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Risk-Based Capital Ratio | 14.39 | |||
| Liquidity |
East Cambridge Savings Bank
Cambridge, MA |
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| Hot Money Ratio | 24.18% | |||
| Liquidity Ratio | 15.81% | |||
| Profitability |
East Cambridge Savings Bank
Cambridge, MA |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 3.12M | |||
| Net Interest Spread | 2.57% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 81.93% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.03% | |||