B
Middlesex Savings Bank
NatickMA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Middlesex Savings Bank
Natick, MA
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 2.40
Stability Index 8.20
Company Info Middlesex Savings Bank
Natick, MA
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FDIC Number 90183
Phone Number (508) 653-0300
Website www.middlesexbank.com
Asset Quality Middlesex Savings Bank
Natick, MA
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1-Year Asset Growth 1.05%
5-Year Asset Growth 4.53%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.95%
Non-Performing Loans to Loans 0.24%
Balance Sheet Middlesex Savings Bank
Natick, MA
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Total Assets 6.10B
Total Deposits 5.23B
Capital and Reserves Middlesex Savings Bank
Natick, MA
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Capital 738.19M
Leverage Ratio 12.72
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 18.34
Liquidity Middlesex Savings Bank
Natick, MA
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Hot Money Ratio 26.31%
Liquidity Ratio 39.19%
Profitability Middlesex Savings Bank
Natick, MA
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5-Year Return on Average Assets 0.34%
Net Income 11.40M
Net Interest Spread 2.16%
Operating Profit to Average Assets 0.45%
Overhead Efficiency Ratio 79.63%
Return on Assets 0.37%
Return on Equity 3.15%