bankESB
| Weiss Ratings |
bankESB
Easthampton, MA |
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| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 6.70 | |||
| Company Info |
bankESB
Easthampton, MA |
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| FDIC Number | 90188 | |||
| Phone Number | (855) 527-4111 | |||
| Website | bankesb.com | |||
| Asset Quality |
bankESB
Easthampton, MA |
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| 1-Year Asset Growth | 3.05% | |||
| 5-Year Asset Growth | 8.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.94% | |||
| Non-Performing Loans to Capital | 18.20% | |||
| Non-Performing Loans to Loans | 2.39% | |||
| Balance Sheet |
bankESB
Easthampton, MA |
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| Total Assets | 2.03B | |||
| Total Deposits | 1.74B | |||
| Capital and Reserves |
bankESB
Easthampton, MA |
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| Capital | 194.62M | |||
| Leverage Ratio | 9.78 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 12.66 | |||
| Liquidity |
bankESB
Easthampton, MA |
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| Hot Money Ratio | 34.18% | |||
| Liquidity Ratio | 6.02% | |||
| Profitability |
bankESB
Easthampton, MA |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 2.51M | |||
| Net Interest Spread | 2.66% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 73.94% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.19% | |||