bankESB
| Weiss Ratings |
bankESB
Easthampton, MA |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 6.70 | |||
| Company Info |
bankESB
Easthampton, MA |
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| FDIC Number | 90188 | |||
| Phone Number | (855) 527-4111 | |||
| Website | bankesb.com | |||
| Asset Quality |
bankESB
Easthampton, MA |
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| 1-Year Asset Growth | 0.16% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 1.48% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.92% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
bankESB
Easthampton, MA |
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| Total Assets | 2.00B | |||
| Total Deposits | 1.74B | |||
| Capital and Reserves |
bankESB
Easthampton, MA |
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| Capital | 192.44M | |||
| Leverage Ratio | 9.57 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Risk-Based Capital Ratio | 12.48 | |||
| Liquidity |
bankESB
Easthampton, MA |
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| Hot Money Ratio | 34.23% | |||
| Liquidity Ratio | 4.52% | |||
| Profitability |
bankESB
Easthampton, MA |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 1.21M | |||
| Net Interest Spread | 2.93% | |||
| Operating Profit to Average Assets | 0.02% | |||
| Overhead Efficiency Ratio | 64.97% | |||
| Return on Assets | 0.06% | |||
| Return on Equity | 0.62% | |||