| Weiss Ratings |
BayCoast Bank
Swansea, MA |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 7.10 | |||
| Company Info |
BayCoast Bank
Swansea, MA |
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| FDIC Number | 90196 | |||
| Phone Number | (508) 678-7641 | |||
| Website | baycoast.bank/en | |||
| Asset Quality |
BayCoast Bank
Swansea, MA |
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| 1-Year Asset Growth | -3.64% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 13.10% | |||
| Non-Performing Loans to Loans | 1.58% | |||
| Balance Sheet |
BayCoast Bank
Swansea, MA |
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| Total Assets | 2.86B | |||
| Total Deposits | 2.46B | |||
| Capital and Reserves |
BayCoast Bank
Swansea, MA |
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| Capital | 257.79M | |||
| Leverage Ratio | 8.29 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 12.02 | |||
| Liquidity |
BayCoast Bank
Swansea, MA |
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| Hot Money Ratio | 13.86% | |||
| Liquidity Ratio | 15.21% | |||
| Profitability |
BayCoast Bank
Swansea, MA |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 7.29M | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 84.79% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 5.65% | |||