| Weiss Ratings |
BayCoast Bank
Swansea, MA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 6.50 | |||
| Company Info |
BayCoast Bank
Swansea, MA |
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| FDIC Number | 90196 | |||
| Phone Number | (508) 678-7641 | |||
| Website | baycoast.bank/en | |||
| Asset Quality |
BayCoast Bank
Swansea, MA |
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| 1-Year Asset Growth | -3.75% | |||
| 5-Year Asset Growth | 12.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.93% | |||
| Non-Performing Loans to Capital | 2.47% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
BayCoast Bank
Swansea, MA |
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| Total Assets | 2.86B | |||
| Total Deposits | 2.46B | |||
| Capital and Reserves |
BayCoast Bank
Swansea, MA |
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| Capital | 254.26M | |||
| Leverage Ratio | 8.09 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 11.91 | |||
| Liquidity |
BayCoast Bank
Swansea, MA |
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| Hot Money Ratio | 15.06% | |||
| Liquidity Ratio | 15.03% | |||
| Profitability |
BayCoast Bank
Swansea, MA |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 8.72M | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 84.59% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 4.58% | |||