| Weiss Ratings |
Byron Bank
Byron, IL |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 4.50 | |||
| Company Info |
Byron Bank
Byron, IL |
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| FDIC Number | 902 | |||
| Phone Number | (815) 234-2561 | |||
| Website | www.byronbank.com | |||
| Asset Quality |
Byron Bank
Byron, IL |
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| 1-Year Asset Growth | 1.22% | |||
| 5-Year Asset Growth | 6.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 5.13% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Byron Bank
Byron, IL |
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| Total Assets | 371.43M | |||
| Total Deposits | 335.53M | |||
| Capital and Reserves |
Byron Bank
Byron, IL |
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| Capital | 29.01M | |||
| Leverage Ratio | 9.41 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Byron Bank
Byron, IL |
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| Hot Money Ratio | 24.61% | |||
| Liquidity Ratio | 10.08% | |||
| Profitability |
Byron Bank
Byron, IL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 3.10M | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 66.75% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 14.38% | |||