B
Byron Bank
Byron,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Byron Bank
Byron, IL
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Rating B
Asset Quality Index 5.40
Capitalization Index 8.90
Liquidity Index 2.60
Profitability Index 6.70
Stability Index 5.50
Company Info Byron Bank
Byron, IL
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FDIC Number 902
Phone Number (815) 234-2561
Website www.byronbank.com
Asset Quality Byron Bank
Byron, IL
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1-Year Asset Growth 3.69%
5-Year Asset Growth 3.15%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 8.17%
Non-Performing Loans to Loans 1.33%
Balance Sheet Byron Bank
Byron, IL
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Total Assets 384.41M
Total Deposits 338.12M
Capital and Reserves Byron Bank
Byron, IL
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Capital 32.05M
Leverage Ratio 10.23
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity Byron Bank
Byron, IL
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Hot Money Ratio 24.13%
Liquidity Ratio 12.79%
Profitability Byron Bank
Byron, IL
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5-Year Return on Average Assets 0.93%
Net Income 3.84M
Net Interest Spread 3.55%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 51.71%
Return on Assets 2.08%
Return on Equity 24.58%