C
Cape Ann Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cape Ann Savings Bank
Gloucester, MA
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 6.00
Stability Index 5.00
Company Info Cape Ann Savings Bank
Gloucester, MA
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FDIC Number 90203
Phone Number (978) 283-0246
Website www.capeannsavings.bank/
Asset Quality Cape Ann Savings Bank
Gloucester, MA
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1-Year Asset Growth 2.64%
5-Year Asset Growth 9.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 0.42%
Balance Sheet Cape Ann Savings Bank
Gloucester, MA
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Total Assets 1.03B
Total Deposits 773.02M
Capital and Reserves Cape Ann Savings Bank
Gloucester, MA
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Capital 206.15M
Leverage Ratio 20.36
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 27.97
Liquidity Cape Ann Savings Bank
Gloucester, MA
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Hot Money Ratio 32.57%
Liquidity Ratio 33.12%
Profitability Cape Ann Savings Bank
Gloucester, MA
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5-Year Return on Average Assets 0.81%
Net Income 10.18M
Net Interest Spread 2.38%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 65.69%
Return on Assets 1.36%
Return on Equity 6.82%