| Weiss Ratings |
PeoplesBank
Holyoke, MA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.20 | |||
| Company Info |
PeoplesBank
Holyoke, MA |
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| FDIC Number | 90213 | |||
| Phone Number | (413) 538-9500 | |||
| Website | www.bankatpeoples.com/home | |||
| Asset Quality |
PeoplesBank
Holyoke, MA |
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| 1-Year Asset Growth | 2.75% | |||
| 5-Year Asset Growth | 9.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.45% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
PeoplesBank
Holyoke, MA |
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| Total Assets | 4.31B | |||
| Total Deposits | 3.47B | |||
| Capital and Reserves |
PeoplesBank
Holyoke, MA |
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| Capital | 376.71M | |||
| Leverage Ratio | 9.14 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Risk-Based Capital Ratio | 12.18 | |||
| Liquidity |
PeoplesBank
Holyoke, MA |
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| Hot Money Ratio | 9.84% | |||
| Liquidity Ratio | 6.67% | |||
| Profitability |
PeoplesBank
Holyoke, MA |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 5.33M | |||
| Net Interest Spread | 2.78% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 69.60% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.75% | |||