| Weiss Ratings |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 9.00 | |||
| Company Info |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| FDIC Number | 90227 | |||
| Phone Number | (978) 452-1300 | |||
| Website | www.lowellfive.com | |||
| Asset Quality |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| 1-Year Asset Growth | 4.60% | |||
| 5-Year Asset Growth | 7.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 8.44% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Total Assets | 1.75B | |||
| Total Deposits | 1.51B | |||
| Capital and Reserves |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Capital | 214.72M | |||
| Leverage Ratio | 12.81 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | 17.73 | |||
| Liquidity |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Hot Money Ratio | 18.39% | |||
| Liquidity Ratio | 15.37% | |||
| Profitability |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 6.94M | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 66.92% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 6.63% | |||