| Weiss Ratings |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 9.10 | |||
| Company Info |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| FDIC Number | 90227 | |||
| Phone Number | (978) 452-1300 | |||
| Website | www.lowellfive.com | |||
| Asset Quality |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| 1-Year Asset Growth | 8.36% | |||
| 5-Year Asset Growth | 5.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.33% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Total Assets | 1.80B | |||
| Total Deposits | 1.54B | |||
| Capital and Reserves |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Capital | 228.15M | |||
| Leverage Ratio | 13.02 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 17.76 | |||
| Liquidity |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| Hot Money Ratio | 19.34% | |||
| Liquidity Ratio | 13.31% | |||
| Profitability |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 16.13M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 61.36% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 7.51% | |||