| Weiss Ratings |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 9.60 | |||
| Company Info |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 90227 | |||
| Phone Number | (978) 452-1300 | |||
| Website | www.lowellfive.com | |||
| Asset Quality |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.39% | |||
| 5-Year Asset Growth | 5.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 5.82% | |||
| Non-Performing Loans to Loans | 1.03% | |||
| Balance Sheet |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.90B | |||
| Total Deposits | 1.64B | |||
| Capital and Reserves |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 234.55M | |||
| Leverage Ratio | 12.68 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 18.07 | |||
| Liquidity |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.05% | |||
| Liquidity Ratio | 16.38% | |||
| Profitability |
The Lowell Five Cent Savings Bank
Tewksbury, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 7.17M | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 61.71% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 6.21% | |||