| Weiss Ratings |
Washington Savings Bank
Lowell, MA |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 4.90 | |||
| Company Info |
Washington Savings Bank
Lowell, MA |
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| FDIC Number | 90229 | |||
| Phone Number | (978) 458-7999 | |||
| Website | www.washingtonsavings.com | |||
| Asset Quality |
Washington Savings Bank
Lowell, MA |
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| 1-Year Asset Growth | 4.28% | |||
| 5-Year Asset Growth | 2.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 4.70% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Washington Savings Bank
Lowell, MA |
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| Total Assets | 297.26M | |||
| Total Deposits | 231.54M | |||
| Capital and Reserves |
Washington Savings Bank
Lowell, MA |
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| Capital | 27.36M | |||
| Leverage Ratio | 9.65 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Risk-Based Capital Ratio | 17.53 | |||
| Liquidity |
Washington Savings Bank
Lowell, MA |
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| Hot Money Ratio | 27.56% | |||
| Liquidity Ratio | 15.52% | |||
| Profitability |
Washington Savings Bank
Lowell, MA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 106.00K | |||
| Net Interest Spread | 2.32% | |||
| Operating Profit to Average Assets | 0.09% | |||
| Overhead Efficiency Ratio | 95.98% | |||
| Return on Assets | 0.07% | |||
| Return on Equity | 0.78% | |||