| Weiss Ratings |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 4.90 | |||
| Company Info |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 90229 | |||
| Phone Number | (978) 458-7999 | |||
| Website | www.washingtonsavings.com | |||
| Asset Quality |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.78% | |||
| 5-Year Asset Growth | 2.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 4.63% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 296.82M | |||
| Total Deposits | 231.76M | |||
| Capital and Reserves |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 27.67M | |||
| Leverage Ratio | 9.62 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Risk-Based Capital Ratio | 17.62 | |||
| Liquidity |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.17% | |||
| Liquidity Ratio | 15.74% | |||
| Profitability |
Washington Savings Bank
Lowell, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 203.00K | |||
| Net Interest Spread | 2.35% | |||
| Operating Profit to Average Assets | 0.11% | |||
| Overhead Efficiency Ratio | 94.91% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 1.00% | |||