Potomac Bank, Inc.
| Weiss Ratings |
Potomac Bank, Inc.
Charles Town, WV |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Potomac Bank, Inc.
Charles Town, WV |
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| FDIC Number | 9023 | |||
| Phone Number | (304) 725-8431 | |||
| Website | www.potomac.bank | |||
| Asset Quality |
Potomac Bank, Inc.
Charles Town, WV |
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| 1-Year Asset Growth | 7.67% | |||
| 5-Year Asset Growth | 10.40% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Potomac Bank, Inc.
Charles Town, WV |
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| Total Assets | 943.04M | |||
| Total Deposits | 813.14M | |||
| Capital and Reserves |
Potomac Bank, Inc.
Charles Town, WV |
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| Capital | 90.91M | |||
| Leverage Ratio | 9.71 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 13.75 | |||
| Liquidity |
Potomac Bank, Inc.
Charles Town, WV |
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| Hot Money Ratio | 12.32% | |||
| Liquidity Ratio | 14.59% | |||
| Profitability |
Potomac Bank, Inc.
Charles Town, WV |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 9.59M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 66.96% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 11.08% | |||