Potomac Bank, Inc.
| Weiss Ratings |
Potomac Bank, Inc.
Charles Town, WV |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
Potomac Bank, Inc.
Charles Town, WV |
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| FDIC Number | 9023 | |||
| Phone Number | (304) 725-8431 | |||
| Website | www.potomac.bank | |||
| Asset Quality |
Potomac Bank, Inc.
Charles Town, WV |
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| 1-Year Asset Growth | 10.41% | |||
| 5-Year Asset Growth | 13.97% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.13% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Potomac Bank, Inc.
Charles Town, WV |
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| Total Assets | 960.89M | |||
| Total Deposits | 833.51M | |||
| Capital and Reserves |
Potomac Bank, Inc.
Charles Town, WV |
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| Capital | 88.92M | |||
| Leverage Ratio | 9.84 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 13.74 | |||
| Liquidity |
Potomac Bank, Inc.
Charles Town, WV |
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| Hot Money Ratio | 12.34% | |||
| Liquidity Ratio | 18.60% | |||
| Profitability |
Potomac Bank, Inc.
Charles Town, WV |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 7.03M | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 66.73% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 10.96% | |||