Potomac Bank, Inc.
| Weiss Ratings |
Potomac Bank, Inc.
Charles Town, WV |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Potomac Bank, Inc.
Charles Town, WV |
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| FDIC Number | 9023 | |||
| Phone Number | (304) 725-8431 | |||
| Website | www.potomac.bank | |||
| Asset Quality |
Potomac Bank, Inc.
Charles Town, WV |
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| 1-Year Asset Growth | 6.63% | |||
| 5-Year Asset Growth | 10.40% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Potomac Bank, Inc.
Charles Town, WV |
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| Total Assets | 980.21M | |||
| Total Deposits | 847.91M | |||
| Capital and Reserves |
Potomac Bank, Inc.
Charles Town, WV |
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| Capital | 95.25M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 14.06 | |||
| Liquidity |
Potomac Bank, Inc.
Charles Town, WV |
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| Hot Money Ratio | 11.69% | |||
| Liquidity Ratio | 16.14% | |||
| Profitability |
Potomac Bank, Inc.
Charles Town, WV |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 6.75M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.76% | |||
| Overhead Efficiency Ratio | 60.88% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 14.51% | |||