C
Main Street Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Main Street Bank
Marlborough, MA
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Rating C
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 3.20
Stability Index 8.10
Company Info Main Street Bank
Marlborough, MA
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FDIC Number 90235
Phone Number (508) 481-8300
Website www.bankmainstreet.com
Asset Quality Main Street Bank
Marlborough, MA
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1-Year Asset Growth -1.37%
5-Year Asset Growth 7.38%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.27%
Non-Performing Loans to Capital 9.91%
Non-Performing Loans to Loans 1.69%
Balance Sheet Main Street Bank
Marlborough, MA
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Total Assets 1.67B
Total Deposits 1.39B
Capital and Reserves Main Street Bank
Marlborough, MA
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Capital 183.72M
Leverage Ratio 12.04
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 18.31
Liquidity Main Street Bank
Marlborough, MA
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Hot Money Ratio 9.28%
Liquidity Ratio 14.88%
Profitability Main Street Bank
Marlborough, MA
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5-Year Return on Average Assets 0.57%
Net Income 5.17M
Net Interest Spread 2.95%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 75.66%
Return on Assets 0.62%
Return on Equity 5.73%