B
Main Street Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Main Street Bank
Marlborough, MA
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 3.30
Stability Index 8.00
Company Info Main Street Bank
Marlborough, MA
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FDIC Number 90235
Phone Number (508) 481-8300
Website www.bankmainstreet.com
Asset Quality Main Street Bank
Marlborough, MA
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1-Year Asset Growth 3.53%
5-Year Asset Growth 7.38%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 5.60%
Non-Performing Loans to Loans 0.90%
Balance Sheet Main Street Bank
Marlborough, MA
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Total Assets 1.67B
Total Deposits 1.32B
Capital and Reserves Main Street Bank
Marlborough, MA
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Capital 177.71M
Leverage Ratio 11.80
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 17.29
Liquidity Main Street Bank
Marlborough, MA
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Hot Money Ratio 9.87%
Liquidity Ratio 10.10%
Profitability Main Street Bank
Marlborough, MA
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5-Year Return on Average Assets 0.57%
Net Income 10.48M
Net Interest Spread 2.83%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 74.53%
Return on Assets 0.62%
Return on Equity 6.39%