B
Main Street Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 3.20
Stability Index 7.70
Company Info Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 90235
Phone Number (508) 481-8300
Website www.bankmainstreet.com
Asset Quality Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.91%
5-Year Asset Growth 11.77%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 0.56%
Balance Sheet Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.69B
Total Deposits 1.43B
Capital and Reserves Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 159.98M
Leverage Ratio 11.07
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 15.78
Liquidity Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.71%
Liquidity Ratio 9.70%
Profitability Main Street Bank
Marlborough, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 5.44M
Net Interest Spread 2.68%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 78.61%
Return on Assets 0.65%
Return on Equity 6.94%