C
Monson Savings Bank
MonsonMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Monson Savings Bank
Monson, MA
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Rating C
Asset Quality Index 8.80
Capitalization Index 7.90
Liquidity Index 0.80
Profitability Index 4.00
Stability Index 5.90
Company Info Monson Savings Bank
Monson, MA
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FDIC Number 90245
Phone Number (413) 267-4646
Website www.monsonsavings.bank
Asset Quality Monson Savings Bank
Monson, MA
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1-Year Asset Growth 4.80%
5-Year Asset Growth 13.07%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.01%
Non-Performing Loans to Loans 0.13%
Balance Sheet Monson Savings Bank
Monson, MA
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Total Assets 748.99M
Total Deposits 675.49M
Capital and Reserves Monson Savings Bank
Monson, MA
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Capital 66.40M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio --
Liquidity Monson Savings Bank
Monson, MA
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Hot Money Ratio 26.58%
Liquidity Ratio 18.49%
Profitability Monson Savings Bank
Monson, MA
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5-Year Return on Average Assets 0.86%
Net Income 2.92M
Net Interest Spread 3.22%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 70.71%
Return on Assets 0.79%
Return on Equity 8.92%