C
Monson Savings Bank
Monson,  MA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.93
Return On
Assets
0.85%
Total
Assets
753.68M
Capital
71.67M
Total
Deposits
652.14M
Net
Income
6.33M
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Weiss Ratings Monson Savings Bank
Monson, MA 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 8.40
Liquidity Index 0.50
Profitability Index 4.10
Stability Index 3.70
Company Info Monson Savings Bank
Monson, MA 		Click to
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FDIC Number 90245
Phone Number (413) 267-4646
Website www.monsonsavings.bank
Asset Quality Monson Savings Bank
Monson, MA 		Click to
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1-Year Asset Growth 5.27%
5-Year Asset Growth 9.60%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.08%
Balance Sheet Monson Savings Bank
Monson, MA 		Click to
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Total Assets 753.68M
Total Deposits 652.14M
Capital and Reserves Monson Savings Bank
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Capital 71.67M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio --
Liquidity Monson Savings Bank
Monson, MA 		Click to
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Hot Money Ratio 27.88%
Liquidity Ratio 14.34%
Profitability Monson Savings Bank
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5-Year Return on Average Assets 0.86%
Net Income 6.33M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 67.86%
Return on Assets 0.85%
Return on Equity 9.41%