C
Monson Savings Bank
MonsonMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Monson Savings Bank
Monson, MA
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Rating C
Asset Quality Index 8.80
Capitalization Index 8.20
Liquidity Index 0.60
Profitability Index 4.10
Stability Index 3.70
Company Info Monson Savings Bank
Monson, MA
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FDIC Number 90245
Phone Number (413) 267-4646
Website www.monsonsavings.bank
Asset Quality Monson Savings Bank
Monson, MA
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1-Year Asset Growth 3.63%
5-Year Asset Growth 13.07%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.73%
Non-Performing Loans to Loans 0.09%
Balance Sheet Monson Savings Bank
Monson, MA
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Total Assets 747.78M
Total Deposits 670.70M
Capital and Reserves Monson Savings Bank
Monson, MA
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Capital 69.48M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 0.69%
Risk-Based Capital Ratio --
Liquidity Monson Savings Bank
Monson, MA
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Hot Money Ratio 27.62%
Liquidity Ratio 16.72%
Profitability Monson Savings Bank
Monson, MA
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5-Year Return on Average Assets 0.86%
Net Income 4.66M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 68.93%
Return on Assets 0.83%
Return on Equity 9.38%