C
Monson Savings Bank
Monson,  MA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Monson Savings Bank
Monson, MA
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Rating C
Asset Quality Index 8.50
Capitalization Index 7.80
Liquidity Index 0.80
Profitability Index 4.40
Stability Index 4.30
Company Info Monson Savings Bank
Monson, MA
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FDIC Number 90245
Phone Number (413) 267-4646
Website www.monsonsavings.bank
Asset Quality Monson Savings Bank
Monson, MA
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1-Year Asset Growth 7.66%
5-Year Asset Growth 9.60%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 1.75%
Non-Performing Loans to Loans 0.11%
Balance Sheet Monson Savings Bank
Monson, MA
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Total Assets 806.33M
Total Deposits 721.86M
Capital and Reserves Monson Savings Bank
Monson, MA
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Capital 75.68M
Leverage Ratio 9.55
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio --
Liquidity Monson Savings Bank
Monson, MA
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Hot Money Ratio 27.57%
Liquidity Ratio 19.16%
Profitability Monson Savings Bank
Monson, MA
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5-Year Return on Average Assets 0.88%
Net Income 3.92M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 66.43%
Return on Assets 0.97%
Return on Equity 10.70%