Newburyport Five Cents Savings Bank
Major Rating Factors:
A current level of 9.8 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Good asset quality (5.9).
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.6 and a capital leverage ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), home mtgs (26%), securities (9%), comm loans (9%), cash (3%), home eq lns (2%), consumer loans (2%), other (19%)
States with Branches:
MA, NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
River Run Bancorp, MHC
Investment Rating
--
Address
63 State Street
Newburyport, MA 01950
Newburyport, MA 01950
Phone Number
(844) 639-3483
Year Founded
1854
FDIC Number
Website
Largest Affiliates
No affiliate information available.