C
Newburyport Five Cents Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
12.69
Leverage
Ratio
9.40
Return On
Assets
-0.15%
Total
Assets
1.59B
Capital
139.14M
Total
Deposits
1.31B
Net
Income
-2.40M
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 4.00
Capitalization Index 7.60
Liquidity Index 1.10
Profitability Index 0.70
Stability Index 5.90
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth -2.72%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 1.78%
Non-Performing Loans to Capital 15.23%
Non-Performing Loans to Loans 1.95%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.59B
Total Deposits 1.31B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 139.14M
Leverage Ratio 9.40
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 12.69
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 18.42%
Liquidity Ratio 3.20%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.30%
Net Income -2.40M
Net Interest Spread 2.70%
Operating Profit to Average Assets -0.25%
Overhead Efficiency Ratio 94.95%
Return on Assets -0.15%
Return on Equity -1.73%