C
Newburyport Five Cents Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.51
Leverage
Ratio
9.44
Return On
Assets
-0.05%
Total
Assets
1.61B
Capital
139.19M
Total
Deposits
1.32B
Net
Income
-610.00K
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 3.20
Capitalization Index 7.70
Liquidity Index 1.10
Profitability Index 0.90
Stability Index 6.00
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth -1.85%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 2.44%
Non-Performing Loans to Capital 22.40%
Non-Performing Loans to Loans 2.92%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.61B
Total Deposits 1.32B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 139.19M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio 12.51
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 20.05%
Liquidity Ratio 3.67%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.30%
Net Income -610.00K
Net Interest Spread 2.64%
Operating Profit to Average Assets -0.12%
Overhead Efficiency Ratio 95.68%
Return on Assets -0.05%
Return on Equity -0.59%