C
Newburyport Five Cents Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.67
Leverage
Ratio
9.60
Return On
Assets
0.10%
Total
Assets
1.62B
Capital
138.93M
Total
Deposits
1.32B
Net
Income
840.00K
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 3.60
Capitalization Index 7.90
Liquidity Index 1.10
Profitability Index 0.20
Stability Index 5.50
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth 0.21%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 19.86%
Non-Performing Loans to Loans 1.87%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.62B
Total Deposits 1.32B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 138.93M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 12.67
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 20.17%
Liquidity Ratio 4.85%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 840.00K
Net Interest Spread 2.60%
Operating Profit to Average Assets 0.06%
Overhead Efficiency Ratio 96.08%
Return on Assets 0.10%
Return on Equity 1.22%