C
Newburyport Five Cents Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
12.92
Leverage
Ratio
9.76
Return On
Assets
0.38%
Total
Assets
1.57B
Capital
142.73M
Total
Deposits
1.26B
Net
Income
3.06M
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 4.50
Capitalization Index 8.10
Liquidity Index 1.40
Profitability Index 1.80
Stability Index 5.50
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth -2.60%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 1.60%
Non-Performing Loans to Capital 12.89%
Non-Performing Loans to Loans 1.77%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.57B
Total Deposits 1.26B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 142.73M
Leverage Ratio 9.76
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 12.92
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 18.29%
Liquidity Ratio 3.36%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.19%
Net Income 3.06M
Net Interest Spread 2.81%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 88.78%
Return on Assets 0.38%
Return on Equity 4.37%