C
Newburyport Five Cents Savings Bank
Rating Date
June 2026
Risk Based
Capital Ratio
12.87
Leverage
Ratio
9.54
Return On
Assets
0.09%
Total
Assets
1.58B
Capital
139.59M
Total
Deposits
1.23B
Net
Income
354.00K
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 4.30
Capitalization Index 7.80
Liquidity Index 1.40
Profitability Index 0.80
Stability Index 5.60
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth -2.17%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 1.93%
Non-Performing Loans to Capital 15.71%
Non-Performing Loans to Loans 2.14%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.58B
Total Deposits 1.23B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 139.59M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 12.87
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 19.51%
Liquidity Ratio 3.51%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.19%
Net Income 354.00K
Net Interest Spread 2.77%
Operating Profit to Average Assets 0.06%
Overhead Efficiency Ratio 92.30%
Return on Assets 0.09%
Return on Equity 1.02%