C
Newburyport Five Cents Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
12.55
Leverage
Ratio
9.27
Return On
Assets
-0.10%
Total
Assets
1.63B
Capital
136.60M
Total
Deposits
1.32B
Net
Income
-1.60M
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 5.90
Capitalization Index 7.40
Liquidity Index 0.90
Profitability Index 0.90
Stability Index 6.00
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth 3.60%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 9.78%
Non-Performing Loans to Loans 1.24%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.63B
Total Deposits 1.32B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 136.60M
Leverage Ratio 9.27
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 12.55
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 24.08%
Liquidity Ratio 4.83%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.39%
Net Income -1.60M
Net Interest Spread 2.58%
Operating Profit to Average Assets -0.21%
Overhead Efficiency Ratio 90.74%
Return on Assets -0.10%
Return on Equity -1.15%