C
Newburyport Five Cents Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
12.70
Leverage
Ratio
9.44
Return On
Assets
0.05%
Total
Assets
1.61B
Capital
137.83M
Total
Deposits
1.33B
Net
Income
197.00K
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Weiss Ratings Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Rating C
Asset Quality Index 5.20
Capitalization Index 7.70
Liquidity Index 0.90
Profitability Index 1.20
Stability Index 5.80
Company Info Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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FDIC Number 90251
Phone Number (844) 639-3483
Website www.newburyportbank.com
Asset Quality Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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1-Year Asset Growth 0.83%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 9.02%
Non-Performing Loans to Loans 1.17%
Balance Sheet Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Total Assets 1.61B
Total Deposits 1.33B
Capital and Reserves Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Capital 137.83M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 12.70
Liquidity Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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Hot Money Ratio 22.20%
Liquidity Ratio 5.02%
Profitability Newburyport Five Cents Savings Bank
Newburyport, MA 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 197.00K
Net Interest Spread 2.51%
Operating Profit to Average Assets -0.01%
Overhead Efficiency Ratio 94.47%
Return on Assets 0.05%
Return on Equity 0.57%