C
MountainOne Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MountainOne Bank
North Adams, MA
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 5.80
Stability Index 4.30
Company Info MountainOne Bank
North Adams, MA
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FDIC Number 90253
Phone Number (855) 444-6861
Website www.mountainone.com
Asset Quality MountainOne Bank
North Adams, MA
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1-Year Asset Growth 6.03%
5-Year Asset Growth 2.03%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.85%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 2.44%
Balance Sheet MountainOne Bank
North Adams, MA
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Total Assets 1.04B
Total Deposits 790.66M
Capital and Reserves MountainOne Bank
North Adams, MA
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Capital 163.00M
Leverage Ratio 14.54
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 17.66
Liquidity MountainOne Bank
North Adams, MA
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Hot Money Ratio 16.93%
Liquidity Ratio 8.90%
Profitability MountainOne Bank
North Adams, MA
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5-Year Return on Average Assets 1.05%
Net Income 8.66M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 71.26%
Return on Assets 1.13%
Return on Equity 7.36%