D
MountainOne Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MountainOne Bank
North Adams, MA
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Rating D
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 4.90
Stability Index 3.70
Company Info MountainOne Bank
North Adams, MA
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FDIC Number 90253
Phone Number (855) 444-6861
Website www.mountainone.com
Asset Quality MountainOne Bank
North Adams, MA
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1-Year Asset Growth -1.63%
5-Year Asset Growth 2.03%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 1.96%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 2.60%
Balance Sheet MountainOne Bank
North Adams, MA
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Total Assets 997.54M
Total Deposits 753.63M
Capital and Reserves MountainOne Bank
North Adams, MA
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Capital 154.73M
Leverage Ratio 14.45
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 17.90
Liquidity MountainOne Bank
North Adams, MA
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Hot Money Ratio 31.61%
Liquidity Ratio 16.83%
Profitability MountainOne Bank
North Adams, MA
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5-Year Return on Average Assets 1.05%
Net Income 2.39M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 73.67%
Return on Assets 0.95%
Return on Equity 6.27%