| Weiss Ratings |
Cornerstone Bank
Worcester, MA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Cornerstone Bank
Worcester, MA |
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| FDIC Number | 90282 | |||
| Phone Number | (508) 421-8070 | |||
| Website | www.cornerstonebank.com | |||
| Asset Quality |
Cornerstone Bank
Worcester, MA |
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| 1-Year Asset Growth | 7.43% | |||
| 5-Year Asset Growth | 8.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 4.50% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Cornerstone Bank
Worcester, MA |
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| Total Assets | 1.77B | |||
| Total Deposits | 1.37B | |||
| Capital and Reserves |
Cornerstone Bank
Worcester, MA |
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| Capital | 154.34M | |||
| Leverage Ratio | 9.49 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | 13.11 | |||
| Liquidity |
Cornerstone Bank
Worcester, MA |
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| Hot Money Ratio | 25.88% | |||
| Liquidity Ratio | 13.00% | |||
| Profitability |
Cornerstone Bank
Worcester, MA |
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| 5-Year Return on Average Assets | 0.22% | |||
| Net Income | 3.46M | |||
| Net Interest Spread | 2.48% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 93.30% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 3.03% | |||