C
UniBank for Savings
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.50
Capitalization Index 6.40
Liquidity Index 3.00
Profitability Index 4.00
Stability Index 6.20
Company Info UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 90290
Phone Number (508) 234-8112
Website www.unibank.com
Asset Quality UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.44%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 0.50%
Balance Sheet UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.94B
Total Deposits 2.47B
Capital and Reserves UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 206.50M
Leverage Ratio 8.45
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 14.42
Liquidity UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.97%
Liquidity Ratio 17.51%
Profitability UniBank for Savings
Whitinsville, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.64%
Net Income 10.43M
Net Interest Spread 2.70%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 63.48%
Return on Assets 0.72%
Return on Equity 10.54%