C
UniBank for Savings
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UniBank for Savings
Whitinsville, MA
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Rating C
Asset Quality Index 6.30
Capitalization Index 6.90
Liquidity Index 2.50
Profitability Index 4.10
Stability Index 6.40
Company Info UniBank for Savings
Whitinsville, MA
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FDIC Number 90290
Phone Number (508) 234-8112
Website www.unibank.com
Asset Quality UniBank for Savings
Whitinsville, MA
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1-Year Asset Growth 6.99%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 4.07%
Non-Performing Loans to Loans 0.57%
Balance Sheet UniBank for Savings
Whitinsville, MA
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Total Assets 2.77B
Total Deposits 2.25B
Capital and Reserves UniBank for Savings
Whitinsville, MA
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Capital 212.86M
Leverage Ratio 8.91
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 14.60
Liquidity UniBank for Savings
Whitinsville, MA
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Hot Money Ratio 10.09%
Liquidity Ratio 11.07%
Profitability UniBank for Savings
Whitinsville, MA
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5-Year Return on Average Assets 0.64%
Net Income 16.73M
Net Interest Spread 2.74%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 63.60%
Return on Assets 0.77%
Return on Equity 11.04%