C
The Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Savings Bank
Wakefield, MA
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Rating C
Asset Quality Index 4.30
Capitalization Index 8.00
Liquidity Index 1.60
Profitability Index 1.20
Stability Index 6.00
Company Info The Savings Bank
Wakefield, MA
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FDIC Number 90291
Phone Number (800) 246-2009
Website www.tsbdirect.bank
Asset Quality The Savings Bank
Wakefield, MA
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1-Year Asset Growth 3.01%
5-Year Asset Growth 6.95%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.30%
Non-Performing Loans to Capital 12.28%
Non-Performing Loans to Loans 1.79%
Balance Sheet The Savings Bank
Wakefield, MA
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Total Assets 836.54M
Total Deposits 728.48M
Capital and Reserves The Savings Bank
Wakefield, MA
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Capital 79.13M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity The Savings Bank
Wakefield, MA
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Hot Money Ratio 25.90%
Liquidity Ratio 24.87%
Profitability The Savings Bank
Wakefield, MA
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5-Year Return on Average Assets 0.30%
Net Income -55.00K
Net Interest Spread 2.49%
Operating Profit to Average Assets -0.08%
Overhead Efficiency Ratio 93.53%
Return on Assets -0.01%
Return on Equity -0.14%