C
The Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Savings Bank
Wakefield, MA
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Rating C
Asset Quality Index 9.20
Capitalization Index 7.70
Liquidity Index 1.80
Profitability Index 2.30
Stability Index 5.60
Company Info The Savings Bank
Wakefield, MA
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FDIC Number 90291
Phone Number (800) 246-2009
Website www.tsbdirect.bank
Asset Quality The Savings Bank
Wakefield, MA
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1-Year Asset Growth 6.51%
5-Year Asset Growth 6.53%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 1.26%
Non-Performing Loans to Loans 0.17%
Balance Sheet The Savings Bank
Wakefield, MA
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Total Assets 891.00M
Total Deposits 766.59M
Capital and Reserves The Savings Bank
Wakefield, MA
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Capital 83.37M
Leverage Ratio 9.45
Loan Loss Reserves to Loans 0.76%
Risk-Based Capital Ratio --
Liquidity The Savings Bank
Wakefield, MA
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Hot Money Ratio 27.61%
Liquidity Ratio 23.89%
Profitability The Savings Bank
Wakefield, MA
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5-Year Return on Average Assets 0.27%
Net Income 1.92M
Net Interest Spread 2.58%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 94.41%
Return on Assets 0.43%
Return on Equity 4.66%