C
The Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Savings Bank
Wakefield, MA
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Rating C
Asset Quality Index 6.80
Capitalization Index 8.00
Liquidity Index 1.90
Profitability Index 1.60
Stability Index 5.60
Company Info The Savings Bank
Wakefield, MA
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FDIC Number 90291
Phone Number (800) 246-2009
Website www.tsbdirect.bank
Asset Quality The Savings Bank
Wakefield, MA
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1-Year Asset Growth 5.64%
5-Year Asset Growth 6.53%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 1.06%
Non-Performing Loans to Loans 0.15%
Balance Sheet The Savings Bank
Wakefield, MA
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Total Assets 873.37M
Total Deposits 766.35M
Capital and Reserves The Savings Bank
Wakefield, MA
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Capital 82.11M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio --
Liquidity The Savings Bank
Wakefield, MA
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Hot Money Ratio 24.89%
Liquidity Ratio 25.10%
Profitability The Savings Bank
Wakefield, MA
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5-Year Return on Average Assets 0.30%
Net Income 1.40M
Net Interest Spread 2.51%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 93.37%
Return on Assets 0.16%
Return on Equity 1.76%