B
Webster Five Cents Savings Bank
AuburnMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Webster Five Cents Savings Bank
Auburn, MA
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Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 3.90
Stability Index 8.70
Company Info Webster Five Cents Savings Bank
Auburn, MA
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FDIC Number 90297
Phone Number (800) 696-9401
Website www.web5.com
Asset Quality Webster Five Cents Savings Bank
Auburn, MA
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1-Year Asset Growth 5.82%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 5.91%
Non-Performing Loans to Loans 0.95%
Balance Sheet Webster Five Cents Savings Bank
Auburn, MA
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Total Assets 1.32B
Total Deposits 1.00B
Capital and Reserves Webster Five Cents Savings Bank
Auburn, MA
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Capital 145.16M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity Webster Five Cents Savings Bank
Auburn, MA
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Hot Money Ratio 5.81%
Liquidity Ratio 17.41%
Profitability Webster Five Cents Savings Bank
Auburn, MA
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5-Year Return on Average Assets 0.72%
Net Income 4.74M
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 73.31%
Return on Assets 0.72%
Return on Equity 6.70%