B
Webster Five Cents Savings Bank
AuburnMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Webster Five Cents Savings Bank
Auburn, MA
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 4.00
Stability Index 8.70
Company Info Webster Five Cents Savings Bank
Auburn, MA
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FDIC Number 90297
Phone Number (800) 696-9401
Website www.web5.com
Asset Quality Webster Five Cents Savings Bank
Auburn, MA
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1-Year Asset Growth 5.13%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 5.34%
Non-Performing Loans to Loans 0.88%
Balance Sheet Webster Five Cents Savings Bank
Auburn, MA
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Total Assets 1.33B
Total Deposits 1.02B
Capital and Reserves Webster Five Cents Savings Bank
Auburn, MA
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Capital 149.41M
Leverage Ratio 11.84
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity Webster Five Cents Savings Bank
Auburn, MA
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Hot Money Ratio 5.65%
Liquidity Ratio 19.13%
Profitability Webster Five Cents Savings Bank
Auburn, MA
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5-Year Return on Average Assets 0.72%
Net Income 7.52M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 71.01%
Return on Assets 0.76%
Return on Equity 7.00%