B
Webster Five Cents Savings Bank
Webster,  MA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Webster Five Cents Savings Bank
Webster, MA
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 4.10
Stability Index 8.80
Company Info Webster Five Cents Savings Bank
Webster, MA
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FDIC Number 90297
Phone Number (800) 696-9401
Website www.web5.com
Asset Quality Webster Five Cents Savings Bank
Webster, MA
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1-Year Asset Growth -0.92%
5-Year Asset Growth 6.91%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.65%
Non-Performing Loans to Loans 0.46%
Balance Sheet Webster Five Cents Savings Bank
Webster, MA
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Total Assets 1.31B
Total Deposits 1.00B
Capital and Reserves Webster Five Cents Savings Bank
Webster, MA
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Capital 156.61M
Leverage Ratio 12.52
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio --
Liquidity Webster Five Cents Savings Bank
Webster, MA
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Hot Money Ratio 5.69%
Liquidity Ratio 17.30%
Profitability Webster Five Cents Savings Bank
Webster, MA
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5-Year Return on Average Assets 0.72%
Net Income 5.67M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 69.70%
Return on Assets 0.87%
Return on Equity 7.36%