B
The Harrison County Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Harrison County Bank
Lost Creek, WV
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.30
Liquidity Index 4.10
Profitability Index 4.30
Stability Index 4.40
Company Info The Harrison County Bank
Lost Creek, WV
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FDIC Number 9030
Phone Number (304) 745-3342
Website www.hcbwv.com
Asset Quality The Harrison County Bank
Lost Creek, WV
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1-Year Asset Growth 9.22%
5-Year Asset Growth 3.39%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 2.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Harrison County Bank
Lost Creek, WV
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Total Assets 158.34M
Total Deposits 143.84M
Capital and Reserves The Harrison County Bank
Lost Creek, WV
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Capital 13.86M
Leverage Ratio 10.51
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity The Harrison County Bank
Lost Creek, WV
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Hot Money Ratio 11.94%
Liquidity Ratio 45.40%
Profitability The Harrison County Bank
Lost Creek, WV
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5-Year Return on Average Assets 0.82%
Net Income 1.35M
Net Interest Spread 3.51%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 70.80%
Return on Assets 0.86%
Return on Equity 10.70%