B
South Shore Bank
Rating Date
October 2025
Risk Based
Capital Ratio
14.87
Leverage
Ratio
10.33
Return On
Assets
0.61%
Total
Assets
2.44B
Capital
229.43M
Total
Deposits
2.15B
Net
Income
10.44M
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Weiss Ratings South Shore Bank
South Weymouth, MA 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.00
Liquidity Index 3.50
Profitability Index 3.60
Stability Index 6.80
Company Info South Shore Bank
South Weymouth, MA 		Click to
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FDIC Number 90303
Phone Number (781) 682-3715
Website www.southshorebank.com
Asset Quality South Shore Bank
South Weymouth, MA 		Click to
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1-Year Asset Growth 9.00%
5-Year Asset Growth 8.79%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.09%
Non-Performing Loans to Loans 0.33%
Balance Sheet South Shore Bank
South Weymouth, MA 		Click to
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Total Assets 2.44B
Total Deposits 2.15B
Capital and Reserves South Shore Bank
South Weymouth, MA 		Click to
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Capital 229.43M
Leverage Ratio 10.33
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 14.87
Liquidity South Shore Bank
South Weymouth, MA 		Click to
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Hot Money Ratio 17.83%
Liquidity Ratio 31.19%
Profitability South Shore Bank
South Weymouth, MA 		Click to
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5-Year Return on Average Assets 0.68%
Net Income 10.44M
Net Interest Spread 2.79%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 73.86%
Return on Assets 0.61%
Return on Equity 6.31%