Winchester Savings Bank
| Weiss Ratings |
Winchester Savings Bank
Winchester, MA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Winchester Savings Bank
Winchester, MA |
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| FDIC Number | 90308 | |||
| Phone Number | (781) 729-2130 | |||
| Website | www.winchestersavings.com | |||
| Asset Quality |
Winchester Savings Bank
Winchester, MA |
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| 1-Year Asset Growth | 12.75% | |||
| 5-Year Asset Growth | 11.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.19% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Winchester Savings Bank
Winchester, MA |
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| Total Assets | 923.75M | |||
| Total Deposits | 705.26M | |||
| Capital and Reserves |
Winchester Savings Bank
Winchester, MA |
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| Capital | 80.91M | |||
| Leverage Ratio | 9.06 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winchester Savings Bank
Winchester, MA |
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| Hot Money Ratio | 27.28% | |||
| Liquidity Ratio | 18.41% | |||
| Profitability |
Winchester Savings Bank
Winchester, MA |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 305.00K | |||
| Net Interest Spread | 2.05% | |||
| Operating Profit to Average Assets | 0.16% | |||
| Overhead Efficiency Ratio | 91.10% | |||
| Return on Assets | 0.13% | |||
| Return on Equity | 1.51% | |||