Winchester Savings Bank
| Weiss Ratings |
Winchester Savings Bank
Winchester, MA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
Winchester Savings Bank
Winchester, MA |
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| FDIC Number | 90308 | |||
| Phone Number | (781) 729-2130 | |||
| Website | www.winchestersavings.com | |||
| Asset Quality |
Winchester Savings Bank
Winchester, MA |
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| 1-Year Asset Growth | 13.33% | |||
| 5-Year Asset Growth | 13.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.57% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Winchester Savings Bank
Winchester, MA |
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| Total Assets | 1.05B | |||
| Total Deposits | 791.12M | |||
| Capital and Reserves |
Winchester Savings Bank
Winchester, MA |
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| Capital | 100.07M | |||
| Leverage Ratio | 10.00 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winchester Savings Bank
Winchester, MA |
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| Hot Money Ratio | 25.52% | |||
| Liquidity Ratio | 12.17% | |||
| Profitability |
Winchester Savings Bank
Winchester, MA |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 2.53% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 73.70% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 4.31% | |||