Winchester Savings Bank
| Weiss Ratings |
Winchester Savings Bank
Winchester, MA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 5.50 | |||
| Company Info |
Winchester Savings Bank
Winchester, MA |
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| FDIC Number | 90308 | |||
| Phone Number | (781) 729-2130 | |||
| Website | www.winchestersavings.com | |||
| Asset Quality |
Winchester Savings Bank
Winchester, MA |
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| 1-Year Asset Growth | 13.53% | |||
| 5-Year Asset Growth | 11.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.87% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Winchester Savings Bank
Winchester, MA |
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| Total Assets | 991.60M | |||
| Total Deposits | 720.28M | |||
| Capital and Reserves |
Winchester Savings Bank
Winchester, MA |
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| Capital | 98.04M | |||
| Leverage Ratio | 10.52 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winchester Savings Bank
Winchester, MA |
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| Hot Money Ratio | 25.78% | |||
| Liquidity Ratio | 10.53% | |||
| Profitability |
Winchester Savings Bank
Winchester, MA |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 1.75M | |||
| Net Interest Spread | 2.30% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 83.33% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 2.62% | |||