Headwaters State Bank
| Weiss Ratings |
Headwaters State Bank
Land O'Lakes, WI |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Headwaters State Bank
Land O'Lakes, WI |
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| FDIC Number | 9035 | |||
| Phone Number | (715) 547-3383 | |||
| Website | www.headwatersstatebank.com | |||
| Asset Quality |
Headwaters State Bank
Land O'Lakes, WI |
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| 1-Year Asset Growth | 15.45% | |||
| 5-Year Asset Growth | 12.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 10.69% | |||
| Non-Performing Loans to Loans | 6.71% | |||
| Balance Sheet |
Headwaters State Bank
Land O'Lakes, WI |
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| Total Assets | 110.25M | |||
| Total Deposits | 92.45M | |||
| Capital and Reserves |
Headwaters State Bank
Land O'Lakes, WI |
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| Capital | 17.66M | |||
| Leverage Ratio | 11.05 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Headwaters State Bank
Land O'Lakes, WI |
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| Hot Money Ratio | 11.88% | |||
| Liquidity Ratio | 29.95% | |||
| Profitability |
Headwaters State Bank
Land O'Lakes, WI |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 583.00K | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 65.43% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 3.36% | |||