Headwaters State Bank
| Weiss Ratings |
Headwaters State Bank
Land O'Lakes, WI |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.10 | |||
| Company Info |
Headwaters State Bank
Land O'Lakes, WI |
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| FDIC Number | 9035 | |||
| Phone Number | (715) 547-3383 | |||
| Website | www.headwatersstatebank.com | |||
| Asset Quality |
Headwaters State Bank
Land O'Lakes, WI |
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| 1-Year Asset Growth | 8.86% | |||
| 5-Year Asset Growth | 10.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 9.96% | |||
| Non-Performing Loans to Loans | 6.35% | |||
| Balance Sheet |
Headwaters State Bank
Land O'Lakes, WI |
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| Total Assets | 122.48M | |||
| Total Deposits | 102.88M | |||
| Capital and Reserves |
Headwaters State Bank
Land O'Lakes, WI |
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| Capital | 19.36M | |||
| Leverage Ratio | 11.21 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Headwaters State Bank
Land O'Lakes, WI |
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| Hot Money Ratio | 17.39% | |||
| Liquidity Ratio | 26.30% | |||
| Profitability |
Headwaters State Bank
Land O'Lakes, WI |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 505.00K | |||
| Net Interest Spread | 3.28% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 63.67% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 5.28% | |||