Headwaters State Bank
| Weiss Ratings |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9035 | |||
| Phone Number | (715) 547-3383 | |||
| Website | www.headwatersstatebank.com | |||
| Asset Quality |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.52% | |||
| 5-Year Asset Growth | 10.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 8.68% | |||
| Non-Performing Loans to Loans | 6.19% | |||
| Balance Sheet |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 117.44M | |||
| Total Deposits | 98.06M | |||
| Capital and Reserves |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.05M | |||
| Leverage Ratio | 11.19 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.32% | |||
| Liquidity Ratio | 23.42% | |||
| Profitability |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 993.00K | |||
| Net Interest Spread | 3.37% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 63.32% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 5.41% | |||