Headwaters State Bank
| Weiss Ratings |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.20 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.80 | |||
| Company Info |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9035 | |||
| Phone Number | (715) 547-3383 | |||
| Website | www.headwatersstatebank.com | |||
| Asset Quality |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 19.31% | |||
| 5-Year Asset Growth | 12.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 10.24% | |||
| Non-Performing Loans to Loans | 6.71% | |||
| Balance Sheet |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 111.33M | |||
| Total Deposits | 93.12M | |||
| Capital and Reserves |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 18.03M | |||
| Leverage Ratio | 10.90 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.37% | |||
| Liquidity Ratio | 30.95% | |||
| Profitability |
Headwaters State Bank
Land O'Lakes, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 254.00K | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 60.16% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 5.69% | |||