Bank of Moundville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.2. A current level of 0.3 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (8.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 24.2 percent and a “hot money” ratio of 27.5 percent.
Asset Mix:
Securities (41%), home mtgs (14%), comm re (12%), comm loans (11%), consumer loans (3%), cash (2%), other (16%)
States with Branches:
AL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Moundville Bancshares, Inc.
Investment Rating
--
Address
319 Market Street
Moundville, AL 35474
Moundville, AL 35474
Phone Number
(205) 371-2227
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.