| Weiss Ratings |
Farmers & Merchants Bank
Eatonton, GA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 4.50 | |||
| Company Info |
Farmers & Merchants Bank
Eatonton, GA |
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| FDIC Number | 9069 | |||
| Phone Number | (706) 485-9941 | |||
| Website | www.ibankfmb.com | |||
| Asset Quality |
Farmers & Merchants Bank
Eatonton, GA |
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| 1-Year Asset Growth | 25.30% | |||
| 5-Year Asset Growth | 15.26% | |||
| 5-Year Charge-Offs to Average Loans | -0.10% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.38% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Farmers & Merchants Bank
Eatonton, GA |
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| Total Assets | 330.97M | |||
| Total Deposits | 305.55M | |||
| Capital and Reserves |
Farmers & Merchants Bank
Eatonton, GA |
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| Capital | 23.45M | |||
| Leverage Ratio | 8.98 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | 18.54 | |||
| Liquidity |
Farmers & Merchants Bank
Eatonton, GA |
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| Hot Money Ratio | 27.22% | |||
| Liquidity Ratio | 29.00% | |||
| Profitability |
Farmers & Merchants Bank
Eatonton, GA |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 239.00K | |||
| Net Interest Spread | 2.28% | |||
| Operating Profit to Average Assets | 0.34% | |||
| Overhead Efficiency Ratio | 82.77% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 4.19% | |||