| Weiss Ratings |
Farmers & Merchants Bank
Eatonton, GA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 5.40 | |||
| Company Info |
Farmers & Merchants Bank
Eatonton, GA |
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| FDIC Number | 9069 | |||
| Phone Number | (706) 485-9941 | |||
| Website | www.ibankfmb.com | |||
| Asset Quality |
Farmers & Merchants Bank
Eatonton, GA |
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| 1-Year Asset Growth | -6.78% | |||
| 5-Year Asset Growth | 7.01% | |||
| 5-Year Charge-Offs to Average Loans | -0.10% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.66% | |||
| Non-Performing Loans to Loans | 0.97% | |||
| Balance Sheet |
Farmers & Merchants Bank
Eatonton, GA |
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| Total Assets | 312.00M | |||
| Total Deposits | 281.72M | |||
| Capital and Reserves |
Farmers & Merchants Bank
Eatonton, GA |
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| Capital | 27.78M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Risk-Based Capital Ratio | 21.60 | |||
| Liquidity |
Farmers & Merchants Bank
Eatonton, GA |
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| Hot Money Ratio | 23.82% | |||
| Liquidity Ratio | 33.76% | |||
| Profitability |
Farmers & Merchants Bank
Eatonton, GA |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 2.02M | |||
| Net Interest Spread | 2.60% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 66.53% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 8.10% | |||