| Weiss Ratings |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.50 | |||
| Company Info |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9079 | |||
| Phone Number | (815) 943-4400 | |||
| Website | www.webhsb.com | |||
| Asset Quality |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.46% | |||
| 5-Year Asset Growth | 1.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 1.98% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 331.47M | |||
| Total Deposits | 294.02M | |||
| Capital and Reserves |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 27.33M | |||
| Leverage Ratio | 8.79 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 15.45 | |||
| Liquidity |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.55% | |||
| Liquidity Ratio | 19.81% | |||
| Profitability |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 1.86M | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 64.26% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 14.06% | |||