| Weiss Ratings |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 3.30 | |||
| Company Info |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9079 | |||
| Phone Number | (815) 943-4400 | |||
| Website | www.webhsb.com | |||
| Asset Quality |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.14% | |||
| 5-Year Asset Growth | 4.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.55% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 313.87M | |||
| Total Deposits | 282.09M | |||
| Capital and Reserves |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 21.34M | |||
| Leverage Ratio | 8.77 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | 15.54 | |||
| Liquidity |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.73% | |||
| Liquidity Ratio | 21.92% | |||
| Profitability |
The Harvard State Bank
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 1.25M | |||
| Net Interest Spread | 2.46% | |||
| Operating Profit to Average Assets | 0.39% | |||
| Overhead Efficiency Ratio | 85.10% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 5.92% | |||