C
1st Source Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Source Bank
South Bend, IN
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Rating C
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 8.70
Stability Index 4.30
Company Info 1st Source Bank
South Bend, IN
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FDIC Number 9087
Phone Number (574) 235-2260
Website www.1stsource.com
Asset Quality 1st Source Bank
South Bend, IN
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1-Year Asset Growth 3.41%
5-Year Asset Growth 6.97%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 4.19%
Non-Performing Loans to Loans 1.08%
Balance Sheet 1st Source Bank
South Bend, IN
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Total Assets 8.96B
Total Deposits 7.42B
Capital and Reserves 1st Source Bank
South Bend, IN
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Capital 1.11B
Leverage Ratio 13.04
Loan Loss Reserves to Loans 2.29%
Risk-Based Capital Ratio 16.10
Liquidity 1st Source Bank
South Bend, IN
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Hot Money Ratio 11.16%
Liquidity Ratio 19.32%
Profitability 1st Source Bank
South Bend, IN
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5-Year Return on Average Assets 1.48%
Net Income 39.60M
Net Interest Spread 3.85%
Operating Profit to Average Assets 2.27%
Overhead Efficiency Ratio 49.41%
Return on Assets 1.77%
Return on Equity 14.53%