| Weiss Ratings |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 7.80 | |||
| Company Info |
South Ottumwa Savings Bank
Ottumwa, IA |
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| FDIC Number | 9099 | |||
| Phone Number | (641) 682-7541 | |||
| Website | www.sosb-ia.com | |||
| Asset Quality |
South Ottumwa Savings Bank
Ottumwa, IA |
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| 1-Year Asset Growth | -0.80% | |||
| 5-Year Asset Growth | 6.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 3.76% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Total Assets | 526.08M | |||
| Total Deposits | 440.81M | |||
| Capital and Reserves |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Capital | 68.07M | |||
| Leverage Ratio | 12.39 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 18.37 | |||
| Liquidity |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Hot Money Ratio | 13.75% | |||
| Liquidity Ratio | 28.04% | |||
| Profitability |
South Ottumwa Savings Bank
Ottumwa, IA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 3.20M | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 60.06% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 9.69% | |||