| Weiss Ratings |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 8.10 | |||
| Company Info |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9099 | |||
| Phone Number | (641) 682-7541 | |||
| Website | www.sosb-ia.com | |||
| Asset Quality |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.20% | |||
| 5-Year Asset Growth | -1.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.14% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 518.94M | |||
| Total Deposits | 429.51M | |||
| Capital and Reserves |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 74.30M | |||
| Leverage Ratio | 13.30 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 19.21 | |||
| Liquidity |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.10% | |||
| Liquidity Ratio | 27.90% | |||
| Profitability |
South Ottumwa Savings Bank
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 6.66M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 59.22% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 9.64% | |||