| Weiss Ratings |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 8.00 | |||
| Company Info |
South Ottumwa Savings Bank
Ottumwa, IA |
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| FDIC Number | 9099 | |||
| Phone Number | (641) 682-7541 | |||
| Website | www.sosb-ia.com | |||
| Asset Quality |
South Ottumwa Savings Bank
Ottumwa, IA |
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| 1-Year Asset Growth | -2.18% | |||
| 5-Year Asset Growth | 6.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 2.60% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Total Assets | 525.48M | |||
| Total Deposits | 424.40M | |||
| Capital and Reserves |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Capital | 73.24M | |||
| Leverage Ratio | 13.00 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 18.65 | |||
| Liquidity |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Hot Money Ratio | 15.26% | |||
| Liquidity Ratio | 27.55% | |||
| Profitability |
South Ottumwa Savings Bank
Ottumwa, IA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 5.02M | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 59.26% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 9.91% | |||