| Weiss Ratings |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 8.50 | |||
| Company Info |
South Ottumwa Savings Bank
Ottumwa, IA |
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| FDIC Number | 9099 | |||
| Phone Number | (641) 682-7541 | |||
| Website | www.sosb-ia.com | |||
| Asset Quality |
South Ottumwa Savings Bank
Ottumwa, IA |
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| 1-Year Asset Growth | 7.48% | |||
| 5-Year Asset Growth | -1.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 3.62% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Total Assets | 565.45M | |||
| Total Deposits | 473.90M | |||
| Capital and Reserves |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Capital | 76.51M | |||
| Leverage Ratio | 13.00 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 19.24 | |||
| Liquidity |
South Ottumwa Savings Bank
Ottumwa, IA |
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| Hot Money Ratio | 14.28% | |||
| Liquidity Ratio | 35.29% | |||
| Profitability |
South Ottumwa Savings Bank
Ottumwa, IA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 3.78M | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 58.56% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 10.02% | |||