5Star Bank
Major Rating Factors:
A current level of 8.3 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Fair asset quality (4.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.9. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.4 has resulted in Excellent (7.2) profitability.
Asset Mix:
Comm re (39%), home mtgs (13%), cash (12%), comm loans (9%), securities (7%), home eq lns (3%), other (17%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Little London Bancorp
Investment Rating
--
Address
455 West Paine Street Building 1485
Colorado Springs, CO 80914
Colorado Springs, CO 80914
Phone Number
(719) 574-2777
Year Founded
1980
FDIC Number
Website
Largest Affiliates
No affiliate information available.