5Star Bank
Major Rating Factors:
A current level of 7.1 percent of nonperforming loans to core capital combined with 6.6 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.7. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Good (6.5) profitability.
Asset Mix:
Comm re (38%), home mtgs (14%), comm loans (9%), cash (8%), securities (7%), home eq lns (3%), consumer loans (0%), other (20%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Little London Bancorp
Investment Rating
--
Address
455 West Paine Street Building 1485
Colorado Springs, CO 80914
Colorado Springs, CO 80914
Phone Number
(719) 574-2777
Year Founded
1980
FDIC Number
Website
Largest Affiliates
No affiliate information available.