B
West Iowa Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Iowa Bank
West Bend, IA
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 5.80
Stability Index 8.60
Company Info West Iowa Bank
West Bend, IA
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FDIC Number 9105
Phone Number (515) 887-7811
Website westiowabank.com
Asset Quality West Iowa Bank
West Bend, IA
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1-Year Asset Growth -6.45%
5-Year Asset Growth 5.20%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet West Iowa Bank
West Bend, IA
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Total Assets 162.35M
Total Deposits 129.78M
Capital and Reserves West Iowa Bank
West Bend, IA
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Capital 26.30M
Leverage Ratio 16.81
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio --
Liquidity West Iowa Bank
West Bend, IA
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Hot Money Ratio 17.47%
Liquidity Ratio 31.01%
Profitability West Iowa Bank
West Bend, IA
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5-Year Return on Average Assets 1.29%
Net Income 1.51M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 56.20%
Return on Assets 1.19%
Return on Equity 8.11%