E
Bank of Little Rock
Rating Date
March 2024
Risk Based
Capital Ratio
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Major Rating Factors: Very Weak current capitalization (0.1 on a scale of 0 to 10) based on a risk-based capital ratio of 15.0 and a capital leverage ratio of 7.2.
Other Rating Factors: Very Weak liquidity 0.3, driven by a liquidity ratio of 27.4 percent and a “hot money” ratio of 21.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (3.0 on a scale of 0 to 10).
Asset Mix: Securities (48%), comm loans (11%), home mtgs (10%), comm re (5%), cash (2%), home eq lns (2%), consumer loans (1%), other (21%)
States with Branches: AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Little Rock Bankshares, Inc.
Investment Rating
--
Address
200 North State Street
Little Rock, AR 72201
Phone Number
(501) 376-0800
Year Founded
1927
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings