Bank of Little Rock
Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.3 has resulted in Weak (1.4) profitability. Weak current capitalization (2.4 on a scale of 0 to 10) based on a risk-based capital ratio of 18.2 and a capital leverage ratio of 9.6.
Other Rating Factors:
Very Weak liquidity 0.5, driven by a liquidity ratio of 33.0 percent and a “hot money” ratio of 24.8 percent. A current level of 7.7 percent of nonperforming loans to core capital combined with 7.2 percent from a year earlier contributes to the Fair asset quality (3.6).
Asset Mix:
Securities (41%), comm loans (13%), home mtgs (12%), comm re (7%), cash (2%), home eq lns (2%), consumer loans (2%), other (21%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Little Rock Bankshares, Inc.
Investment Rating
--
Address
200 North State Street
Little Rock, AR 72201
Little Rock, AR 72201
Phone Number
(501) 376-0800
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.