Bank of Little Rock
Major Rating Factors:
Very Weak current capitalization (0.5 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 7.2. Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (1.1) profitability.
Other Rating Factors:
Very Weak liquidity 0.6, driven by a liquidity ratio of 34.7 percent and a “hot money” ratio of 26.8 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Asset Mix:
Securities (39%), comm loans (14%), home mtgs (10%), comm re (6%), cash (2%), home eq lns (2%), consumer loans (2%), other (25%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Little Rock Bankshares, Inc.
Investment Rating
--
Address
200 North State Street
Little Rock, AR 72201
Little Rock, AR 72201
Phone Number
(501) 376-0800
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.