| Weiss Ratings |
Osgood Bank
Osgood, OH |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Osgood Bank
Osgood, OH |
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| FDIC Number | 9137 | |||
| Phone Number | (419) 582-2681 | |||
| Website | www.osgoodbank.com | |||
| Asset Quality |
Osgood Bank
Osgood, OH |
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| 1-Year Asset Growth | 0.55% | |||
| 5-Year Asset Growth | 10.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.53% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Osgood Bank
Osgood, OH |
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| Total Assets | 485.77M | |||
| Total Deposits | 437.34M | |||
| Capital and Reserves |
Osgood Bank
Osgood, OH |
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| Capital | 42.80M | |||
| Leverage Ratio | 9.86 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Risk-Based Capital Ratio | 14.23 | |||
| Liquidity |
Osgood Bank
Osgood, OH |
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| Hot Money Ratio | 13.34% | |||
| Liquidity Ratio | 13.50% | |||
| Profitability |
Osgood Bank
Osgood, OH |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 3.24M | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 60.42% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 15.83% | |||