B
The Commercial and Savings Bank of Millersburg, Ohio
Rating Date
June 2025
Risk Based
Capital Ratio
16.42
Leverage
Ratio
9.98
Return On
Assets
1.24%
Total
Assets
1.22B
Capital
117.48M
Total
Deposits
1.07B
Net
Income
3.75M
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Weiss Ratings The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 6.30
Liquidity Index 3.10
Profitability Index 5.40
Stability Index 7.50
Company Info The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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FDIC Number 9139
Phone Number (330) 674-9015
Website www.csb1.com
Asset Quality The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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1-Year Asset Growth 5.40%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.25%
Balance Sheet The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Total Assets 1.22B
Total Deposits 1.07B
Capital and Reserves The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Capital 117.48M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 16.42
Liquidity The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Hot Money Ratio 15.30%
Liquidity Ratio 24.67%
Profitability The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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5-Year Return on Average Assets 1.10%
Net Income 3.75M
Net Interest Spread 3.43%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 55.44%
Return on Assets 1.24%
Return on Equity 12.97%