B
The Commercial and Savings Bank of Millersburg, Ohio
Rating Date
March 2026
Risk Based
Capital Ratio
16.47
Leverage
Ratio
9.75
Return On
Assets
1.10%
Total
Assets
1.29B
Capital
125.09M
Total
Deposits
1.13B
Net
Income
13.72M
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Weiss Ratings The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 6.60
Liquidity Index 3.10
Profitability Index 5.60
Stability Index 7.60
Company Info The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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FDIC Number 9139
Phone Number (330) 674-9015
Website www.csb1.com
Asset Quality The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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1-Year Asset Growth 8.51%
5-Year Asset Growth 5.06%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.17%
Balance Sheet The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Total Assets 1.29B
Total Deposits 1.13B
Capital and Reserves The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Capital 125.09M
Leverage Ratio 9.75
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 16.47
Liquidity The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Hot Money Ratio 13.98%
Liquidity Ratio 24.03%
Profitability The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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5-Year Return on Average Assets 1.10%
Net Income 13.72M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 54.90%
Return on Assets 1.10%
Return on Equity 11.40%