B
The Commercial and Savings Bank of Millersburg, Ohio
Rating Date
August 2026
Risk Based
Capital Ratio
16.55
Leverage
Ratio
10.25
Return On
Assets
1.46%
Total
Assets
1.30B
Capital
130.88M
Total
Deposits
1.13B
Net
Income
9.36M
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Weiss Ratings The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Rating B
Asset Quality Index 7.00
Capitalization Index 7.10
Liquidity Index 2.90
Profitability Index 6.50
Stability Index 6.30
Company Info The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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FDIC Number 9139
Phone Number (330) 674-9015
Website www.csb1.com
Asset Quality The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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1-Year Asset Growth 4.63%
5-Year Asset Growth 5.06%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 5.30%
Non-Performing Loans to Loans 0.93%
Balance Sheet The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Total Assets 1.30B
Total Deposits 1.13B
Capital and Reserves The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Capital 130.88M
Leverage Ratio 10.25
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio 16.55
Liquidity The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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Hot Money Ratio 15.43%
Liquidity Ratio 20.95%
Profitability The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, OH 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 9.36M
Net Interest Spread 3.86%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 52.99%
Return on Assets 1.46%
Return on Equity 14.64%