C
Wayne County Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wayne County Bank
Waynesboro, TN
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Rating C
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 9.20
Stability Index 4.30
Company Info Wayne County Bank
Waynesboro, TN
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FDIC Number 9168
Phone Number (931) 722-5438
Website www.waynecountybank.com
Asset Quality Wayne County Bank
Waynesboro, TN
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1-Year Asset Growth 13.53%
5-Year Asset Growth 14.12%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 4.57%
Non-Performing Loans to Loans 1.37%
Balance Sheet Wayne County Bank
Waynesboro, TN
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Total Assets 545.73M
Total Deposits 467.96M
Capital and Reserves Wayne County Bank
Waynesboro, TN
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Capital 67.23M
Leverage Ratio 12.79
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Wayne County Bank
Waynesboro, TN
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Hot Money Ratio 35.25%
Liquidity Ratio 24.43%
Profitability Wayne County Bank
Waynesboro, TN
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5-Year Return on Average Assets 1.42%
Net Income 2.20M
Net Interest Spread 4.39%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 47.98%
Return on Assets 1.60%
Return on Equity 13.28%