C
Union Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Livingston, TN
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Rating C
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 8.80
Stability Index 8.50
Company Info Union Bank & Trust Company
Livingston, TN
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FDIC Number 9179
Phone Number (931) 823-1247
Website www.ubtconline.com
Asset Quality Union Bank & Trust Company
Livingston, TN
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1-Year Asset Growth 1.04%
5-Year Asset Growth -0.19%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.82%
Non-Performing Loans to Capital 12.62%
Non-Performing Loans to Loans 2.63%
Balance Sheet Union Bank & Trust Company
Livingston, TN
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Total Assets 98.06M
Total Deposits 85.00M
Capital and Reserves Union Bank & Trust Company
Livingston, TN
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Capital 12.50M
Leverage Ratio 12.87
Loan Loss Reserves to Loans 1.79%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Livingston, TN
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Hot Money Ratio 22.86%
Liquidity Ratio 23.81%
Profitability Union Bank & Trust Company
Livingston, TN
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5-Year Return on Average Assets 2.16%
Net Income 983.00K
Net Interest Spread 5.36%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 63.56%
Return on Assets 1.98%
Return on Equity 15.66%