C
Union Bank & Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Livingston, TN
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Rating C
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 8.90
Stability Index 8.50
Company Info Union Bank & Trust Company
Livingston, TN
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FDIC Number 9179
Phone Number (931) 823-1247
Website www.ubtconline.com
Asset Quality Union Bank & Trust Company
Livingston, TN
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1-Year Asset Growth 2.42%
5-Year Asset Growth -0.19%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 1.75%
Non-Performing Loans to Capital 12.52%
Non-Performing Loans to Loans 2.59%
Balance Sheet Union Bank & Trust Company
Livingston, TN
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Total Assets 98.37M
Total Deposits 85.57M
Capital and Reserves Union Bank & Trust Company
Livingston, TN
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Capital 12.11M
Leverage Ratio 12.73
Loan Loss Reserves to Loans 1.85%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Livingston, TN
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Hot Money Ratio 21.48%
Liquidity Ratio 24.23%
Profitability Union Bank & Trust Company
Livingston, TN
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5-Year Return on Average Assets 2.16%
Net Income 526.00K
Net Interest Spread 5.34%
Operating Profit to Average Assets 2.29%
Overhead Efficiency Ratio 64.76%
Return on Assets 2.14%
Return on Equity 16.43%