Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (9.7). Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8.
Asset Mix:
Home mtgs (45%), cash (27%), securities (11%), comm re (7%), comm loans (5%), consumer loans (1%), other (4%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Brighton Bancorp, Inc.
Investment Rating
--
Address
7663 Highway 51 South
Brighton, TN 38011
Brighton, TN 38011
Phone Number
(901) 476-5353
Year Founded
1910
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.