Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (9.7). Excellent current capitalization (8.8 on a scale of 0 to 10) based on a risk-based capital ratio of 27.2 and a capital leverage ratio of 10.2.
Asset Mix:
Home mtgs (48%), cash (28%), securities (9%), comm re (7%), comm loans (3%), consumer loans (1%), other (4%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Brighton Bancorp, Inc.
Investment Rating
--
Address
7663 Highway 51 South
Brighton, TN 38011
Brighton, TN 38011
Phone Number
(901) 476-5353
Year Founded
1910
FDIC Number
Website
Largest Affiliates
No affiliate information available.