C
Home Banking Company
SelmerTN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.90
Capitalization Index 8.40
Liquidity Index 1.20
Profitability Index 1.30
Stability Index 2.60
Company Info Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9196
Phone Number (731) 645-6166
Website www.homebankingco.com
Asset Quality Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -15.95%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 3.26%
Non-Performing Loans to Loans 0.33%
Balance Sheet Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 121.21M
Total Deposits 107.83M
Capital and Reserves Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 10.50M
Leverage Ratio 10.27
Loan Loss Reserves to Loans 0.71%
Risk-Based Capital Ratio --
Liquidity Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 29.76%
Liquidity Ratio 19.09%
Profitability Home Banking Company
Selmer, TN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.19%
Net Income 52.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.04%
Overhead Efficiency Ratio 94.11%
Return on Assets 0.05%
Return on Equity 0.71%