| Weiss Ratings |
Home Banking Company
Selmer, TN |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 2.30 | |||
| Company Info |
Home Banking Company
Selmer, TN |
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| FDIC Number | 9196 | |||
| Phone Number | (731) 645-6166 | |||
| Website | www.homebankingco.com | |||
| Asset Quality |
Home Banking Company
Selmer, TN |
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| 1-Year Asset Growth | -2.74% | |||
| 5-Year Asset Growth | 3.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 6.91% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
Home Banking Company
Selmer, TN |
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| Total Assets | 123.96M | |||
| Total Deposits | 111.49M | |||
| Capital and Reserves |
Home Banking Company
Selmer, TN |
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| Capital | 11.11M | |||
| Leverage Ratio | 10.08 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Banking Company
Selmer, TN |
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| Hot Money Ratio | 30.79% | |||
| Liquidity Ratio | 25.33% | |||
| Profitability |
Home Banking Company
Selmer, TN |
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| 5-Year Return on Average Assets | 0.18% | |||
| Net Income | 262.00K | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 86.24% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 4.81% | |||