B
Central Bank
ProvoUT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Bank
Provo, UT
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 9.20
Stability Index 6.30
Company Info Central Bank
Provo, UT
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FDIC Number 9204
Phone Number (801) 375-1000
Website www.cbutah.com
Asset Quality Central Bank
Provo, UT
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1-Year Asset Growth 2.12%
5-Year Asset Growth 13.60%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 2.82%
Non-Performing Loans to Loans 0.28%
Balance Sheet Central Bank
Provo, UT
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Total Assets 2.06B
Total Deposits 1.70B
Capital and Reserves Central Bank
Provo, UT
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Capital 298.35M
Leverage Ratio 14.76
Loan Loss Reserves to Loans 3.09%
Risk-Based Capital Ratio --
Liquidity Central Bank
Provo, UT
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Hot Money Ratio 16.79%
Liquidity Ratio 25.27%
Profitability Central Bank
Provo, UT
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5-Year Return on Average Assets 1.46%
Net Income 26.29M
Net Interest Spread 4.77%
Operating Profit to Average Assets 2.27%
Overhead Efficiency Ratio 50.93%
Return on Assets 1.70%
Return on Equity 12.45%