| Weiss Ratings |
The Bank of Lafayette
Lafayette, GA |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 2.90 | |||
| Company Info |
The Bank of Lafayette
Lafayette, GA |
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| FDIC Number | 9245 | |||
| Phone Number | (706) 638-2520 | |||
| Website | www.bankoflafayette.com | |||
| Asset Quality |
The Bank of Lafayette
Lafayette, GA |
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| 1-Year Asset Growth | 9.76% | |||
| 5-Year Asset Growth | 7.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 5.82% | |||
| Non-Performing Loans to Loans | 1.59% | |||
| Balance Sheet |
The Bank of Lafayette
Lafayette, GA |
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| Total Assets | 446.78M | |||
| Total Deposits | 396.23M | |||
| Capital and Reserves |
The Bank of Lafayette
Lafayette, GA |
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| Capital | 18.13M | |||
| Leverage Ratio | 9.35 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Lafayette
Lafayette, GA |
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| Hot Money Ratio | 17.87% | |||
| Liquidity Ratio | 7.94% | |||
| Profitability |
The Bank of Lafayette
Lafayette, GA |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 2.09M | |||
| Net Interest Spread | 2.42% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 56.83% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 23.73% | |||