| Weiss Ratings |
The State Bank of Geneva
Geneva, IL |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.60 | |||
| Company Info |
The State Bank of Geneva
Geneva, IL |
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| FDIC Number | 925 | |||
| Phone Number | (630) 232-3200 | |||
| Website | www.sbgeneva.com | |||
| Asset Quality |
The State Bank of Geneva
Geneva, IL |
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| 1-Year Asset Growth | -3.51% | |||
| 5-Year Asset Growth | 5.29% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 0.79% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
The State Bank of Geneva
Geneva, IL |
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| Total Assets | 116.16M | |||
| Total Deposits | 102.89M | |||
| Capital and Reserves |
The State Bank of Geneva
Geneva, IL |
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| Capital | 12.89M | |||
| Leverage Ratio | 11.81 | |||
| Loan Loss Reserves to Loans | 1.94% | |||
| Risk-Based Capital Ratio | 18.73 | |||
| Liquidity |
The State Bank of Geneva
Geneva, IL |
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| Hot Money Ratio | 36.60% | |||
| Liquidity Ratio | 27.94% | |||
| Profitability |
The State Bank of Geneva
Geneva, IL |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 412.00K | |||
| Net Interest Spread | 3.32% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 84.72% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 6.44% | |||