| Weiss Ratings |
The State Bank of Geneva
Geneva, IL |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
The State Bank of Geneva
Geneva, IL |
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| FDIC Number | 925 | |||
| Phone Number | (630) 232-3200 | |||
| Website | www.sbgeneva.com | |||
| Asset Quality |
The State Bank of Geneva
Geneva, IL |
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| 1-Year Asset Growth | 10.17% | |||
| 5-Year Asset Growth | 5.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.33% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 0.81% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
The State Bank of Geneva
Geneva, IL |
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| Total Assets | 122.18M | |||
| Total Deposits | 106.05M | |||
| Capital and Reserves |
The State Bank of Geneva
Geneva, IL |
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| Capital | 12.69M | |||
| Leverage Ratio | 11.44 | |||
| Loan Loss Reserves to Loans | 1.99% | |||
| Risk-Based Capital Ratio | 19.06 | |||
| Liquidity |
The State Bank of Geneva
Geneva, IL |
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| Hot Money Ratio | 34.70% | |||
| Liquidity Ratio | 33.41% | |||
| Profitability |
The State Bank of Geneva
Geneva, IL |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 759.00K | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 85.05% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 6.26% | |||