Stillman BancCorp, N.A.
Major Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.5). Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 20.9 and a capital leverage ratio of 9.5.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 28.2 percent and a “hot money” ratio of 19.3 percent.
Asset Mix:
Securities (47%), comm re (14%), home mtgs (9%), cash (8%), comm loans (6%), home eq lns (1%), consumer loans (1%), other (14%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Stillman BancCorp, Inc.
Investment Rating
--
Address
101 East Main Street
Stillman Valley, IL 61084
Stillman Valley, IL 61084
Phone Number
(815) 645-2266
Year Founded
1882
FDIC Number
Website
Largest Affiliates
No affiliate information available.